Snow Safe
I was just about finished with all my plans for my last trip out to Italy when I realised I needed to renew my holiday insurance. Before I did so I decided to read through the terms and conditions once more, and it was quite a shock to me. I noticed that some of the wording in one section implied that if I was engaged in any unduly safe activities whilst travelling, I would not be liable to claim for resulting damages or injuries or for brain injury compensation.
Now this might not be much of an issue for 90% of travellers who are going away to soak up the rays on the beach, but to a keen ski enthusiast like me, especially one who likes to take things to the extreme from time to time, it is not good news.
It effectively means that if I was involved in a collision etc whilst hitting the slopes I may not be able to claim if I became injured. No dislocated shoulder compensation, no broken arm compensation and no hospital fees paid! This is not good news I thought to myself!
Latest figures show that 2.7 out of every 1000 skiers sustain a serious injury each year.
So it was at that point that I decided that I needed to look into some more specialist insurance that would definately cover me to speed down the slopes and try the odd jump or two. It was not quite as cheap as the usual holiday insurance, but I think it is well worth it just for the piece of mind.
As it happens, I went to the Monte Bondone Ski Resort in the Alps and had a fantastic time. And thankfully I did not need to claim for Brain injury compensation! But I will definately be a lot more careful in the future about assuming that things are covered without checking the smallprint.
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